Homeowner Tools
Free, easy-to-use tools to help you plan your project and finances. Start with our mortgage loan calculator below.
Mortgage Loan Calculator
Estimate your monthly payment including principal, interest, taxes, insurance, and PMI. Adjust the numbers to see how they affect your total.
Loan Details
PMI is applied only when your down payment is under 20% of the home price. Your down payment is currently 20.0%.
Estimated Monthly Payment
$2,194.79
per month
Monthly Breakdown
- Principal & Interest$1,769.79
- Property Taxes$300.00
- Homeowners Insurance$125.00
- PMI$0.00
- Total$2,194.79
Plan Your Budget
See exactly what your monthly payment looks like before you commit to a renovation or purchase.
Compare Scenarios
Adjust the rate, term, and down payment to find the financing plan that fits you best.
Know the Full Cost
Includes taxes, insurance, and PMI so there are no surprises down the road.
This calculator provides estimates for informational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and PMI may vary. Consult a licensed lender for exact figures.
Deck Estimator
Rough material and labor pricing for pressure-treated wood decking, wood railing, and wood balusters. The following figures are USD and assume a standard ground-level installation with no complex features. Assumptions include a square or rectangular footprint, standard grade building materials, basic railings, and no extensive site prep.
Deck Details
Rough Estimate Total
$5,952
Customer range: $5,060 – $6,845
Enter your contact info once, then we'll generate an AI image of your deck based on the details you entered.
Current Assumptions
- Deck size
- 10 × 10 ft
- Deck area
- 100 SF
- Deck height
- 4 ft
- Deck build labor
- $3,492
- Joist material
- 2x12x10 PT
- Framing boards
- 19 pcs
- Joists (incl. doubled sides)
- 11 pcs
- Interior joists
- 7 pcs
- Deck boards
- 25 pcs
- Deck board layout
- 1 × 10 ft
- Support piers
- 2
- Support posts
- 6x6x8
- Railing
- front-and-sides
- Rail length
- 30 LF
- Guardrail posts
- 7
- Balusters
- 90
Live Estimate
| Item | Qty | Unit | Unit cost | Total |
|---|---|---|---|---|
| Materials & Hardware | ||||
| Doubled outside side joists | 4 | each | $34.10 | $136.40 |
| Interior joists | 7 | each | $34.10 | $238.70 |
| 2x12 house-side ledger/header 10 ft | 1 | each | $34.10 | $34.10 |
| 2x12 doubled outside rim/header 10 ft | 2 | each | $34.10 | $68.20 |
| 2x12 double support beam 10 ft | 2 | each | $34.10 | $68.20 |
| Side rim boards and blocking | 3 | each | $34.10 | $102.30 |
| Joist hangers | 14 | each | $4.40 | $61.60 |
| Hurricane ties for interior joists | 7 | each | $1.10 | $7.70 |
| 50-count ledger lag / structural screw boxes | 1 | box | $59.40 | $59.40 |
| Lateral deck connectors | 3 | each | $60.50 | $181.50 |
| 6x6x8 support posts | 2 | each | $47.30 | $94.60 |
| 6x6 post bases | 2 | each | $28.60 | $57.20 |
| 10 in. anchor bolts for 6x6 post bases | 2 | each | $4.40 | $8.80 |
| 80 lb concrete bags | 6 | bag | $7.70 | $46.20 |
| Carriage bolts with washers/nuts | 8 | each | $6.60 | $52.80 |
| 5/4x6x10 wood deck boards | 25 | each | $14.30 | $357.50 |
| 2.5 in. deck screw boxes | 1 | box | $33.00 | $33.00 |
| Butyl joist tape rolls | 3 | roll | $19.80 | $59.40 |
| 4x4x8 wood guardrail post boards | 4 | each | $14.30 | $57.20 |
| 2x4 wood top and bottom rail boards 10 ft | 6 | each | $9.90 | $59.40 |
| 2x6 wood cap rail boards 10 ft | 3 | each | $15.40 | $46.20 |
| 2x2 wood balusters | 90 | each | $3.30 | $297.00 |
| 3 in. railing screw boxes | 1 | box | $33.00 | $33.00 |
| Labor (incl. overhead & profit) | ||||
| Deck build labor | $3,492.08 | |||
| Dig and set piers | $300.00 | |||
| Material subtotal | $2,160.40 | |||
| Labor subtotal (incl. overhead/profit) | $3,792.08 | |||
| Rough estimate total | $5,952.48 | |||
This deck estimator provides rough budgetary figures for informational purposes only and is not a firm quote. Material unit costs are rounded up to the next dollar and include estimated tax; labor is not taxed. Actual pricing depends on site conditions, code requirements, and final design.
More Tools on the Way
We are building additional estimators to help you plan your next project before you call a contractor.
Roof Estimator
Quickly estimate roof replacement costs based on square footage, pitch, and material choice.
This estimator is in development. Check back soon, or contact us for a custom quote in the meantime.
Cabinet Estimator
Plan your kitchen or bath cabinet budget by layout, finish level, and hardware choices.
This estimator is in development. Check back soon, or contact us for a custom quote in the meantime.